Wednesday, January 9, 2013

Times that try men's souls

We all go through tough times in our life and it's how we come out at the other end that is important.  The road may be rough and full of bumps but if you come out at the other end with a good result the journey becomes less important.

We are constantly looking at the light at the end of the tunnel.  Unfortunately the light we have been looking for seems to have stayed in the distance a little longer then we were actually wanting it to.  In a previous blog I mentioned that we had bought a new truck and with the money from the sale of our old one we will be paying off some credit card debt.  Well we were given a time frame in which we would expect the money.  With the end of that time frame almost here Casey called to check on the status only to be told it will take up to two weeks longer now.  GRRRRR, we kind of needed that money now.  Waiting two more weeks isn't going to make us go broke up it does mean we have to wait until next month to pay off at least one credit card which we were hoping to get rid of this month.  Thankfully the card in question is currently under an interest free promotion so having to wait one more month to pay it off won't add any more money to the card.  We just hope that by the time it comes to pay the other card we want to pay off we will have the money we need for it.  It's just one of those things that is out of our control and we are stuck in limbo until everything goes through.  We had a feeling the time frame would be extended when we had to go back to the dealership and resign all of our paper work because they had to transfer our loan to a different bank.  They had told us it wouldn't effect the amount of time it would take to get the money they owe us, but obviously it has.  I guess there isn't much we can do about it but it's still a little frustrating when it comes to the budget.

On a different money note, we have made a major accomplishment when it comes to our credit cards.  We have successfully not used any of our credit cards in three and a half weeks.  We had made the decision when we purchased the new truck to remove the credit card from our wallets and only spend the money we have in our wallet and bank account.  We have successful been able to do our grocery shopping and get everything we need for day to day life just using the money we have.  My paycheck basically pays for our every day needs and then of course we are able to make our dollar go further with price comparing, sales and using coupons.  We are hoping to only use credit cards in an emergency and only if we know we will be able to pay the balance in full.

I just hope with all this struggle and the sacrifices we have had to make, that it all be worth it in the end.  Here is to getting out of credit card debt and being able to save money so we can do the things that we want.

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