Thursday, March 21, 2013

Two Down, One to go

As I pay the bills we have this morning I realize we have successfully paid off balances on two credit cards and have one remaining to pay off.  We are not so much worried about this last one because it still has another year of interest free on it, but we will most certainly be paying it off well before the year mark hits.  It's just so wonderful to know that we were able to go to from almost being dependent on the use of a credit card to using cash or out debit card(which is the same as cash).  Let me tell you it wasn't completely easy.  We had to start making grocery lists and not just deciding what we wanted in the store.  Price comparing may seem like it is too time consuming but if you have several different stores in your area that offer the same products, price comparing can save you a lot of money.  Basically you go where the best sales are.  Coupons are good too.  We are not extreme about cutting coupons  but we will search out coupons for the items we tend to purchase quite a lot and that helps especially when we find a good sale.  Matching a coupon with the best sale will save you the most amount of money.  So we get the Sunday paper every week and look through the coupons and all the ads and find out where the best deals are for the items we need.

So far it's been working out great.  We have used my weekly paycheck to pay for the day to day items and depending on if it's time for us to put gas in our cars we may have enough to fill up one car.  We never fill up the cars in the same week and we never let our tanks get to empty.  Our local grocery store has gas coupons but it's only for so many gallons.  So we usually try to fill up when we reach that point so we are maximizing our savings.  Sometimes you have to let it go for a little bit longer but we never run our tanks all the way down before filling up.

With a second one on the way, saving money has become more important then every and we seem to be doing a good job about it.  I know it will become harder as we have to start buying diapers and formula and other baby needs but if we keep to a budget and strict shopping lists all of that stuff will work in nicely to what we are already doing.

We decided to stop using our credit card when we purchased our new truck which was right before Christmas and since then only one purchase has been put on the card and it was for a work trip for my husband so he got reimbursed for it so we were able to pay it off fully and right away with the reimbursement.

Here's too a successful first almost 1/3 of the year without using the credit card and going even further without swiping it.

Friday, March 8, 2013

Announcement

So if anyone actually reads this:

Due Date is Oct. 10, 2013

We are very excited to finally be adding a second child to our wonderful family.  So far this pregnancy has been different then my first one.  A lot more tired and a lot more nausea.  Hopefully once I am out of the first trimester it all goes away.  I am currently 9 weeks along.  Two more weeks until my first appointment, which I know will be both a wonderful appointment because I should be able to hear the heartbeat but it will also be a long appointment as most first appointments are and I am not looking forward to having blood drawn but it's all part of the process.

Tuesday, March 5, 2013

Enough!

I know it's been a long time since I posted anything, but life has been pretty busy.

I just have to say I am sick and tired of winter and snow.  We got another snow storm last night and I can probably say with confidence that the snow is probably up to my knees.  I am just glad Alexis isn't asking to so outside because we could probably lose her in one of the snow drifts.  There is now way to get out of our sliding glass door.  Thankfully where we live they do snow removal so our sidewalk and drive is clear.

I just want it to be spring time.  I want the snow to melt and be able to take Alexis to the park every day and not have to bundle her up in boots, snow pants, coat, hat, and gloves.

With all this snow we will probably have a flood this year which thankfully we live far enough away from the river we won't be effected but it will cut us off from the other half of town.  Oh well, it happens I guess.

Here's to finally warming up and the snow finally melting.